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Business Lending

BUSINESS LENDING

Commercial business lending structured around the requirement

Commercial finance for business growth, investment, working capital and other business requirements. Allott Capital considers each opportunity in the context of the business, funding purpose, proposed structure, available security and intended repayment pathway.

Business lending is rarely just a question of how much funding is required

Allott Capital provides commercial lending for businesses seeking funding for growth, working capital, investment and other commercial requirements. We work with borrowers and their advisers to understand what the funding needs to achieve, the position of the business, the proposed structure and how the facility is intended to be repaid.

Rather than treating each enquiry as a standard product fit, we consider the commercial requirement in context and how the funding structure can support its intended purpose. This means looking beyond the amount being requested to understand the business, borrower, security, timing and repayment pathway, supported by commercial judgement and a considered approach to structuring.

COMMON REQUIREMENTS

Commercial business funding for different requirements

Working capital

Business funding to support working capital and other operational requirements where additional liquidity is required for a defined commercial purpose.

Growth & expansion

Finance to support business growth, expansion and investment where additional capital is required to pursue the next stage of the business.

Business investment

Funding for commercial investment requirements, considered in the context of the business, proposed use of funds and repayment pathway.

Refinancing

Commercial refinancing where existing debt arrangements, business objectives or the proposed funding structure may require the funding structure to be considered afresh.

OUR APPROACH

Looking at the whole business requirement

01

Business and borrower

The position of the business and the borrower’s circumstances provide important context for the funding requirement.

02

Purpose and structure

We consider what the funding needs to achieve and how the proposed structure supports that commercial objective.

03

Security and repayment

Available security and the proposed repayment pathway are considered as part of the overall lending requirement.

Business lending for borrowers and their advisers

Allott Capital works directly with business borrowers and alongside brokers and advisers representing client opportunities.

Borrowers and brokers can proceed directly to an application by providing the relevant business, funding and supporting information upfront. If you would prefer to discuss the requirement before applying, you can still start an enquiry with the Allott Capital team.

Discuss your business lending requirement

Prefer to discuss your business lending requirement before applying? Share the business, funding requirement, proposed use of funds and timing with the Allott Capital team.

Contact Allott Capital

Speak with our team about commercial lending requirements, broker scenarios or borrower enquiries.

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